MultiMedia

"I lost my job as a roofer because of the downturn in construction and don’t see anything changing soon. My credit is already in the toilet because I’m not able to pay my bills, so do I have anything to lose by filing bankruptcy?"

"In addition to feeling like a failure, I worry about the long-term affects of bankruptcy on my family and my ability to get credit in the future. If I can stall action by the credit card companies to close my accounts, is that better in the long run?"

"If I file for personal bankruptcy, will I risk my family losing our home?"

"Every night at the dinner table my wife complains to me about calls she received from creditors that day. I understand her frustration, but I’m not sure we’re at the point of bankruptcy. At what point to I need to give in and go there?"

"If I'm drowning and need immediate relief from the pressure of creditors, is it faster and better overall for me to see a credit counselor for help?"

"Can I file both a personal bankruptcy and a business bankruptcy at the same time?"

"I feel like creditors are forcing me into agreeing to payment arrangements that are not good for my company. Can a bankruptcy attorney help me make better arrangements without actually filing bankruptcy?"

"Bankruptcy seems like the end of the road for my business and I'm concerned about my employees. Can bankruptcy be a management tool instead of a closed sign in the window?"

"I’m an accountant for a mid-sized firm that is challenged by the current economy. At what point do I begin pushing the owner to consider restructuring through bankruptcy?"

"I need time to adjust my company’s strategies and marketing plan to the current economic environment, but am operating under a cloud of mounting debt. Can filing for bankruptcy buy me that time without having to close my business?"